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The Trust-First Health & Legacy Movement

Insurance guidance built around people, not call centers.

Whether you're a family in looking for honest, pressure-free healthcare advice or a state-licensed independent agent tired of recycled leads—HALO is where trust is earned, choice is protected, and relationships last a lifetime.

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100% State-Licensed Directory
Zero Robocalls • Free For Consumers
Local ZIP Search Choose independent brokers near you
100% Verified Licensing Cross-checked against state registries
Zero Sold Data Your personal phone is never auctioned
Direct Human Connection Reach out on your schedule with zero spam

How HALO Works in 4 Transparent Steps

A simple, secure connection designed to protect your privacy and build lasting professional relationships in.

1

Select an agent by entering your ZIP code

Explore verified independent professionals representing leading local and national insurance companies, offering a broader selection of affordable plans tailored to your area.

2

Answer a few tailored questions

Share your coverage goals so your chosen advisor can research available plans, verify doctor networks, and prepare custom comparisons tailored to your budget.

3

Start direct, private communication

Connect with your chosen advisor online, by phone, or in person without third-party telemarketers interrupting your day.

4

Enjoy continued lifetime support

Stay connected with your dedicated advocate for annual benefit reviews, prescription formulary updates, or policy adjustments year after year.

HALO Connect
Jamesena Avery
License Verified
Jamesena Avery • Medicare Specialist
Douglas Poole
License Verified
Douglas Poole • Life & Retirement
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What Families Say About HALO Agents

Honest, unfiltered feedback from consumers who found peace of mind and ethical guidance.

Janice J.
★★★★★

"Wayne is a very nice person me and my family love his personality and especially the way he explains everything in plain English. He breaks everything down to where you can understand he’s the best ever."

Janice J. ✓ Verified Client
Dorothy H.
★★★★★

"l really like Wayne Fraser very professional get the job do right every time. Thank you very much Mr Wayne Fraser keep up the great work."

Dorothy H. ✓ Verified Client
Washington S.
★★★★★

"Having an insurance policy is without doubt a stress relief, it does set the mind at ease knowing that there won’t be a lot to worry about for those left behind after the inevitable. Signing up with Wayne was like having a piece of cake, I highly recommend him as the professional agent that he is to anyone looking to get insurance coverage for their life and peace of mind."

Washington S. ✓ Verified Client
Sunnie B.
★★★★★

"I met Wayne on halo and he was able to help me with my Medicare plan and my life insurance plan. He was very helpful and I really appreciate his health. Thank you, Wayne."

Sunnie B. ✓ Verified Client

Newest Agents on HALO

Meet our newest licensed independent advisors ready to serve your local community in.

Complete 16-Product Protection Ecosystem

Explore all coverage categories supported across our verified independent network in with complete privacy and zero spam.

Medicare Advantage

Part C bundled plans featuring $0 copays, dental, vision, hearing, and grocery flex allowances.

Find Medicare Agents →

Medicare Supplement

Medigap Plan G & Plan N filling hospital coinsurance gaps with freedom to choose any doctor.

Compare Medigap →

Prescription Drug Plan

Part D standalone pharmacy formularies featuring the federal $2,000 out-of-pocket spending cap.

View Formularies →

Family Health Insurance

ACA Marketplace individual and family coverage maximizing federal premium tax credit subsidies.

ACA Plan Rates →

Life Insurance

Term Life and Permanent Whole Life death benefits to replace income and safeguard your home mortgage.

Life Options →

Dental Insurance

Preventative cleanings, crowns, implants, and oral surgery with nationwide provider networks.

Dental Networks →

Vision Insurance

Annual comprehensive eye exams, designer frame allowances, and contact lens coverage.

Vision Benefits →

Hearing Insurance

Audiologist diagnostic testing and substantial discounts on premium digital hearing aids.

Hearing Plans →

Group Insurance

Employer-sponsored small business health, dental, vision, and voluntary employee benefit plans.

Business Plans →

Final Expense Insurance

Simplified burial life insurance guaranteeing your family is never burdened by funeral costs.

Burial Coverage →

Critical Illness Insurance

Lump-sum cash payments upon certified diagnosis of cancer, heart attack, or stroke to cover medical bills.

Critical Care →

Long Term Care Insurance

Asset protection covering nursing homes, assisted living, and certified in-home caregivers.

LTC Protection →

Short Term Care

Affordable recovery care policies covering up to 360 days of specialized post-hospital rehab.

Recovery Plans →

Disability Insurance

Paycheck protection replacing your monthly income if illness or injury prevents you from working.

Income Protection →

Hospital Indemnity

Direct daily cash payouts for inpatient hospital stays, ambulance transport, and surgeries.

Hospital Cash →

Annuities / Retirement

Fixed Indexed Annuities (FIAs) providing zero market risk and guaranteed lifetime income streams.

Annuity Growth →
For Individuals & Families

Looking for Trusted, Unbiased Insurance Guidance?

Compare plans across top-rated carriers in with zero pressure. Connect with local licensed advisors who work for you—not an insurance call center.

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For Licensed Insurance Professionals

Grow Your Agency with Verified Authority

Join the anti-robocall alliance. Claim your verified public profile, connect with high-intent local clients in, and earn lifetime recurring overrides on peer referrals.

Join HALO As A Professional

Ready to Experience Insurance Without the Noise?

Good people deserve good advisors. Join thousands of members in making informed healthcare and legacy choices with confidence.

Get Started Today

Disclaimer: Please be aware that this site is an educational and professional directory and is neither maintained by nor affiliated with Medicare.gov, the federal Health Insurance Marketplace, or any state or government health insurance marketplace. Agents here may only provide some plans available in your area. For more information on all your options, please contact Medicare.gov, call 1-800-MEDICARE (TTY: 1-877-486-2048) 24 hours a day, 7 days a week, or reach out to your local State Health Insurance Assistance Program (SHIP). This is a solicitation for insurance. An appointed, state-licensed insurance agent will contact you upon your request. There is no obligation to enroll.